Wednesday, December 9, 2015

The Misunderstood Path of Frugality

Respected blogger Kyith from Investment Moats shared the story of how a man paid off his house mortgage in 3+ years by living a life of "poverty baseline". It's an extremely educational and enlightening read.

Instead of applauding and learning from him, the internet condemn his story with things like how he has no life and is a slave of money. I found it laughable.

The reason why we live a frugal life is exactly the opposite - we DON'T WANT to become slave of money. We can't afford to not be disciplined if we want to escape the money cycle while we are still young and energetic.

To re-quote from Felix (another 1 of my respected blogger):

"This current generation YOLO too much. YOLO can be meaningful at times, but often it is nothing but short term gain and long term pain.

YOLO after graduation, don't work, go travel a year. That's financial suicide.

The right way should be work 10 years, build your golden nest egg, and let your eggs give you a free holiday."

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I could not agree more.

It's all about discipline and delayed gratification.

And that is exactly what I am trying to do.

A 10 years path to financial independence.

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